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7 days a week, we are here to help
One of our experts is always available for you!
What are your rates/costs?
Vision Mortgage Group has some of the most competitive fees in the marketplace. By us being a direct in-house lender, it allows us to offer some of the best rates and stay competitive in the industry.
Do I have to buy down a rate?
You only have to buy down a rate if that is what you want to do. Some multi-unit investment properties require it.
What are your lock periods?
Depending on the product, we can typically lock a rate in for 15-90 days.
How do I get a loan estimate?
To get a loan estimate, complete an application and provide the six items needed per TRID.
- Estimated value
- Mortgage loan amount sought
What states are you licensed in?
OR, WA, CA, AZ, ID, TX, MT, and FL.
Are you a "bot"? (webchat)
We are not bots. At Vision Mortgage Group you are communicating with real people at all times.
How long does the process take?
Vision Mortgage Group can close most scenarios within 30 days.
Is there a minimum FICO score?
A credit score of 580 is our minimum qualifying score.
Why can't you just give me the rate now?
There is no “one size fits all” program. A mortgage rate is dependent on many factors. Including but not limited to Credit score, DTI, down payment, income, etc.
Why are condo rates higher than single-family rates?
FNMA, GNMA, and FHLMC all consider condo properties as a higher-risk investment.
Because of this, all lenders generally price condos higher due to a risk profile of the property type.
How can I contact you?
Call us at 503-440-1717 or send us an email anytime email@example.com
Do you UDSA, FHA, and VA loans?
Yes, we do government loans.