[et_pb_section fb_built=”1″ _builder_version=”4.9.10″ background_image=”https://visionmortgagegroup.com/wp-content/uploads/2021/07/1920×1080-dark-overlay.jpg” custom_margin=”0px||0px||false|true” custom_padding=”147px|0px|147px|0px|true|false” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”3.25″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.14.6″ header_font=”|700|||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”70px” hover_enabled=”0″ header_font_size_tablet=”” header_font_size_phone=”40px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.5em” header_line_height_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

WE’RE HERE TO HELP

[/et_pb_text][et_pb_text _builder_version=”4.14.6″ header_font=”||||||||” header_text_align=”center” header_text_color=”#ffffff” header_font_size=”50px” hover_enabled=”0″ header_font_size_tablet=”” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”” header_line_height_phone=”1.3em” header_line_height_last_edited=”on|phone” global_colors_info=”{}” sticky_enabled=”0″]

We’re available 7 days a week, 9 am – 7 pm PST

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[/et_pb_blurb][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.22″ custom_margin=”15px||15px|” custom_padding=”0px|15px|0px|15px|true” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”4″ _builder_version=”4.9.7″ _module_preset=”default” width=”100%” max_width=”1500px” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.9.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”What are your rates/costs?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.14.6″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” hover_enabled=”0″ border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f” sticky_enabled=”0″]

Vision Mortgage Group has some of the most competitive fees in the marketplace. By us being a direct in-house lender, it allows us to offer some of the best rates and stay competitive in the industry.

[/et_pb_toggle][et_pb_toggle title=”Do I have to buy down a rate?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

You only have to buy down a rate if that is what you want to do.  Some multi-unit investment properties require it.

[/et_pb_toggle][et_pb_toggle title=”What are your lock periods?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

Depending on the product, we can typically lock a rate in for 15-90 days. 

[/et_pb_toggle][et_pb_toggle title=”How do I get a loan estimate?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

To get a loan estimate, complete an application and provide the six items needed per TRID.

• Name
• Income
• Credit/ssn 
• Address
• Estimated value
• Mortgage loan amount sought

[/et_pb_toggle][et_pb_toggle title=”What states are you licensed in?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

OR, WA, CA, AZ, ID, TX, MT, and FL. 

[/et_pb_toggle][et_pb_toggle title=”Are you a %22bot%22? (webchat)” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

We are not bots. At Vision Mortgage Group you are communicating with real people at all times. 

[/et_pb_toggle][/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.9.7″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”How long does the process take?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

Vision Mortgage Group can close most scenarios within 30 days.

[/et_pb_toggle][et_pb_toggle title=”Is there a minimum FICO score?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

A credit score of 580 is our minimum qualifying score.

[/et_pb_toggle][et_pb_toggle title=”Why can’t you just give me the rate now?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

There is no “one size fits all” program. A mortgage rate is dependent on many factors. Including but not limited to Credit score, DTI, down payment, income, etc. 

[/et_pb_toggle][et_pb_toggle title=”Why are condo rates higher than single-family rates?” open_toggle_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ use_icon_font_size=”on” icon_font_size=”20px” open_icon_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ open_use_icon_font_size=”on” open_icon_font_size=”20px” _builder_version=”4.13.0″ _module_preset=”default” title_text_color=”#D6D6D6″ title_font=”|600|||||||” title_font_size=”20px” body_font=”|300|||||||” body_text_color=”gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79″ body_font_size=”18px” custom_margin=”||20px||false|false” border_color_all=”#D6D6D6″ global_colors_info=”{%22gcid-4f33bedd-f536-4314-a3eb-14155b5c0d79%22:%91%22icon_color%22,%22body_text_color%22,%22open_toggle_text_color__hover%22,%22open_toggle_text_color%22%93,%22gcid-20b5a40a-a29e-4ed8-b241-faf7cb2f851a%22:%91%22title_text_color__hover%22%93}” title_text_color__hover_enabled=”on|desktop” title_text_color__hover=”#e7c311″ open_toggle_text_color__hover_enabled=”off|hover” open_toggle_text_color__hover=”#2e3e3f”]

FNMA, GNMA, and FHLMC all consider condo properties as a higher-risk investment.

Because of this, all lenders generally price condos higher due to a risk profile of the property type. 

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Call us at 503-440-1717 or  send us an email anytime sales@visionmtg.com

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Yes, we do government loans.

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